Insured up to ₱1M per depositor Regulated by the Bangko Sentral ng Pilipinas Member

Cards & payments

Visa credit (Classic, Gold, Business), debit, prepaid, and MediLink XP, plus bills payment for Maxicare, Meralco, and PLDT.

Classic Credit Card

Start it right. Start with Classic.

Network
Visa · contactless
Billing
Dual currency
Who it’s for
Everyday credit
How to apply
Ask about cards
  • Worldwide recognition · Rewards program · Cash advance

Gold Credit Card

You’re precious, you deserve Gold.

Limit
Higher credit limit
Alerts
SMS alert service
Who it’s for
Premium spenders
How to apply
Ask about cards
  • Contactless payments · Super Check · Rewards program

Business Card

Credit card for corporate use.

Assignees
Unlimited cards
Reporting
Expense consolidation
Who it’s for
Corporate spend
How to apply
Ask about cards
  • Streamline expense reporting · Contactless · Rewards program
Credit card highlights (as published, checked 23 Oct 2026)
  • Worldwide recognition: Shop at over a million Visa merchants worldwide.
  • Dual currency billing: Peso and Dollar limits on one card.
  • Super Check: Issue checks up to 100% of available credit; service fee 1.50% per check issuance.
  • Flexible payment: Pay 5.0% of outstanding balance or ₱500 / USD 50, whichever is higher.
  • Rewards: One (1) Key Point per ₱300 (or dollar equivalent) on purchases.
  • Unlimited supplementary cards with monthly sub-limits.
  • Cash Deals / Payment Deals: Installments up to 24 months with low monthly add-on interest.
  • Balance Transfer and Auto Bills for consolidated monthly bills.
  • 24/7 Customer Service: (632) 8241-5952, (632) 8241-6711, or 1-800-10-EQUICOM (3784266).

Debit Card

Network
Visa worldwide
ATM
Free at Equicom
Deposit cover
PDIC up to ₱1M
  • Online or POS purchases; contactless where available
  • Free mobile/SMS alert service
  • Lost/stolen: call 24/7 Customer Service immediately

Prepaid Card

Access
Cash anytime
Reload
Anytime
Support
24/7 Customer Service
How to apply
Ask about cards

Bills payment

Healthcare
Maxicare premiums
Utilities
Meralco · PLDT
Card settle
OTC, ADA, Phone Banking
How to pay
Branch or partners

Equicom accepts premium payments for Maxicare Healthcare Corporation and bills payments for Meralco and PLDT.

Credit card balances may also be settled via OTC at EqB branches, auto debit, Phone Banking, or accredited payment centers (including BancNet Online, Bayad Center, BDO, Bank of Commerce, Robinsons Bank, SM Bills Payment Centers, UCPB, and Equicom itself, peso and/or dollar as published).

Ask about cards Go to digital banking