Equicom Savings Bank
Insured up to ₱1M per depositor Regulated by the Bangko Sentral ng Pilipinas Member

Deposit products

Passbook, ATM savings, checking, time deposit and USD accounts. Key facts below use figures as published on the bank’s public deposits page (interest rates marked effective January 1, 2021).

Passbook ATM Checking One Account RX Preferred Time deposit 5-Year TD FCDU (USD)

Rates and minimums as published on the bank’s site, checked 23 Oct 2026. Confirm current rates at a branch.
Note: these are older figures. The rates are marked effective 1 January 2021, which is still what the bank’s site publishes.

Savings, checking and time deposit accounts for individuals and businesses. Branch staff may require additional documents at account opening. Deposits are insured by PDIC up to ₱1 Million per depositor.

Passbook Savings Account

Recommended for secure, trouble-free fund monitoring.

Min. balance
₱5,000
Published rate
0.125%* p.a.
Who it’s for
Passbook monitoring
How to apply
Visit a branch
  • ₱5,000.00 minimum required average daily balance (ADB) to earn interest
  • Option for an Equicom Key Card (ATM/debit)
  • Withdraw over the counter or via Equicom, BancNet, and VisaPlus ATMs

*Effective January 1, 2021, as published on the live deposits page. Confirm current terms at your branch.

ATM Savings Account

Low maintaining balance and ATM access to cash.

Min. balance
₱2,000
Published rate
0.125%* p.a. (ADB ₱5,000+)
Who it’s for
Everyday ATM access
How to apply
Visit a branch
  • Equicom Key Card (ATM/debit) issued
  • Maximum withdrawal via EqB ATM: ₱25,000.00 per transaction; ₱50,000.00 per day
  • Withdraw through BancNet and VisaPlus ATMs; monitor via statement of account

*Effective January 1, 2021. Withdrawals at non-EqB ATMs are subject to other banks’ ATM limits.

Regular Checking Account

Manage payables with the convenience of check issuance.

Min. balance
₱5,000 ind. / ₱10,000 corp.
Published rate
0.125%* p.a.
Who it’s for
Check-based payables
How to apply
Visit a branch
  • Fund monitoring via monthly bank statement

*Effective January 1, 2021.

One Account

Overdraft security via a linked checking account, monitor via statement, passbook, and checkbook.

Min. balance
₱10,000 ind. / ₱15,000 corp.
Published rate
0.125%* p.a.
Who it’s for
Linked CASA + checking
How to apply
Visit a branch

*Effective January 1, 2021.

RX Preferred Account

The most prescribed for doctors, passbook, checkbook, and Key Card with no maintaining balance.

Min. balance
None
Published rate
0.125%* p.a.
Who it’s for
Doctors / RX Preferred
How to apply
Visit a branch
  • Real-time SMS when Maxicare payment is credited
  • Balance inquiry, SOA, and history via Equicom Online and Phone Banking
  • Branch, ATM, and Visa POS access worldwide
  • Waived ATM fees for the first four (4) cash withdrawals and four (4) balance inquiries in a month at non-Equicom ATMs nationwide

*Effective January 1, 2021.

Regular Time Deposit

Risk-free placement evidenced by a Certificate of Time Deposit.

Min. placement
₱10,000
Interest
Credited on maturity
Who it’s for
Term savers
How to apply
Visit a branch
  • Allows automatic roll-over for continuous earning

5-Year Time Deposit

Longer tenor with monthly interest to a linked savings account.

Min. placement
₱50,000
Interest
Monthly to linked savings
Who it’s for
Longer-term savers
How to apply
Visit a branch
  • Evidenced by a Certificate of Time Deposit
  • Tax exempted if there is no pre-termination

Foreign Currency Deposit Account (USD)

Suitable for managing funds in U.S. Dollar deposits.

Savings min.
USD 200
Published rate
0.05% p.a. (bal. > USD 500)
TD min.
USD 1,000 · 30-day min. term
How to apply
Visit a branch
Full details

Savings Account

  • Minimum investment of USD 200.00
  • Earn interest on balances over USD 500.00 at 0.05% interest rate per annum
  • Passbook monitoring

Time Deposit Account

  • Minimum investment of USD 1,000.00
  • Minimum term is 30 days
  • Interest credited upon maturity; evidenced by a Certificate of Time Deposit
Find a branch to open Talk to Customer Service