This Privacy Statement guides what types of information we collect and how we process information when you access our website and/or apply for and avail of any of our products and services.
Definitions
Data subject: any individual whose personal, sensitive personal, or privileged information is processed. Processing includes collection, recording, organization, storage, updating, retrieval, use, consolidation, blocking, erasure or destruction. Direct marketing: profiling: and data sharing have the meanings under the Data Privacy Act and NPC rules.
Data collection
Collection shall be for declared, specified and legitimate purposes and with your prior consent unless otherwise provided by law. Consent shall be in writing, electronic or recorded means (or via an authorized agent); time-bound to the declared purpose; and may be withdrawn.
Processing of personal information
Personal information may include personal descriptors; identification numbers (SSS/GSIS/TIN, deposit and credit card numbers); ethnicity; financial and employment data; credit records; criminal records; life/social status; and education history. Sensitive personal and privileged information are processed only under the exceptions allowed by law (consent, legal mandate, or protection of legal claims / court proceedings).
Access and use
EqB may use and share personal information with accredited affiliates or authorized third parties for service delivery, information you requested, promotional offers (unless you object), credit review and risk analysis, completing transactions, referrals, cross-selling, and legal or regulatory needs. EqB is not in the business of selling personal information. Disclosure may be made upon request of BSP, AMLC, CIC, BIR, NPC, or pursuant to lawful orders.
Storage, retention, and disposal
EqB protects personal data against accidental or unlawful destruction, alteration, disclosure, and unlawful processing. Data is retained only as long as necessary for the declared purpose, legal claims, or legitimate business purposes consistent with industry and regulatory standards, then disposed of securely. Disclosure within EqB is need-to-know; confidentiality continues after resignation or contract end.
Your rights
- Right to be informed
- Right to object
- Right to access
- Right to correct (rectification)
- Right to erasure or blocking
- Right to be indemnified for damages from inaccurate, incomplete, outdated, false, unlawfully obtained or unauthorized use of personal information
Updating information
Equicom 24/7 Customer Service: (632) 8241-5952 or (632) 8241-6711.
Changes
The Data Protection Policy may be updated for industry, legal, or regulatory developments. EqB re-evaluates and may amend this Privacy Policy as necessary.
Customer’s obligation
Do not disclose credit card numbers, account numbers, account details, or PINs. Do not write passwords where others can see them. Personalize passwords and change them periodically.
Data Protection Officer
Equicom Savings Bank
6th Floor ODC International Plaza
219 Salcedo Street, Legaspi Village, Makati City 1229
Telephone: (632) 8812-3861 · Fax: (632) 8812-2675
Email: [email protected]
You may also lodge a complaint with the National Privacy Commission.