Personal Loan
Turn plans into reality, vacation, home improvement, or refreshing finances, without collateral or a guarantor.
- Amount
- ₱100,000–₱5,000,000
- Terms
- 6–36 months
- Who it’s for
- Employed / self-employed
- How to apply
- Inquire or branch
- Loan hub also summarizes ₱15,000–₱1,000,000 packaging, confirm at inquiry
- Low and affordable monthly add-on interest rates; fixed monthly repayments
- No collateral or guarantor required; quick application
Documents & eligibility
Document requirements
- Duly filled-out and original signed Application Form
- Photocopy of Company ID with picture and signature
- Photocopy of one (1) valid government-issued ID with three (3) specimen signatures
- Latest Credit Card Statement of Account
- If employed: latest one (1) month payslip
- If self-employed: latest GIS; 3 months bank statement; 2 years AFS & ITR; business permit; SEC/DTI registration; authorization to verify bank accounts
Eligibility (employed): At least 21 at application, not more than 65 upon maturity; Filipino / foreign resident / expatriate; landline or mobile; minimum gross fixed monthly income ₱50,000; regular full-time at SEC-registered company (BPO: ≥2 years continuous); residence or office within 200 km of an EqB branch.
Eligibility (self-employed): 21 to not more than 68 upon maturity; Filipino citizen; minimum gross fixed monthly income ₱100,000; business operating ≥3 years and profitable past 2 years; within 200 km of a branch.
Applications are subject to Bank approval. Not a deposit account; not PDIC-insured. Helpful numbers: (632) 8828-EQUI (3784) locals 142 / 159 / 2013 / 2027 · Mon–Fri 8:30 a.m.–5:30 p.m. Email: [email protected]
